Carinfo.co.za

All About Cars
  • Rss
  • Home
    • Carinfo in the media
  • Insurance Companies
    • List of Insurance Companies in South Africa
    • Best Car Insurance Company for 2015
    • Are you using the best insurance company in South-Africa? (2014 Update)
    • Are You Using the Best Insurance Company in South Africa?
    • Overview of Insurance Companies
    • AA Insurance
    • Absa Car Insurance
    • African Independent Insurance
    • AIG Insurance
    • Alexander Forbes
    • AON Insurance
    • Auto and General
    • Budget Insurance
    • CIB Insurance
    • Dial Direct
    • Discovery Car Insurance
    • Etana Insurance
    • FNB Insurance Brokers
    • First for Women
    • Hollard Insurance
    • Indwe Risk Services
    • Integrisure
    • Kestrel
    • King Price Insurance
    • MiWay
    • Momentum Insurance
    • Mua
    • Mutual and Federal
    • Nedbank Car Insurance
    • New National Assurance
    • Oakhurst Insurance
    • Old Mutual
    • Ooba
    • OUTsurance
    • PPS Insurance
    • Prime Meridian
    • Prosper
    • Regent Insurance
    • Sanlam
    • Saxum Insurance
    • Standard Bank Car Insurance
    • Unity Insurance
    • Virgin Money Insurance
    • Virseker
    • Wesbank Car Insurance
    • Woolworths Car Insurance
    • Youi
    • Zurich Insurance
  • Car Insurance
    • Top Up Insurance: What You Need to Know
    • Why you need to worry about your Facebook account and car insurance
    • Car Insurance
    • Car Insurance Calculator
    • Car Insurance Calculator – Background
    • Insurance Aggregators
      • Hippo Insurance
    • Online Car Insurance Quotes
    • Cheap Car Insurance
    • Scratch and Dent
    • Car Insurance Terms and Definitions
    • Online Car Insurance Quotes – Questions & Answers
    • Frequently asked Car Insurance Questions and Answers
    • Comprehensive Car Insurance
    • Taxi insurance
    • Car Insurance Tips
      • How to File a Complaint with the Car Insurance Ombudsman
      • Affordable Car Insurance
      • How to Claim from the Road Accident Fund
      • 5 steps to getting car insurance
      • 5 Tips for getting good value car insurance
      • 9 ways to reduce your car insurance costs
      • Think You’re a Safe Driver? Why Not Translate that into Money Using Telematics?
    • Top 10 Reasons Car Insurance Companies Deny Insurance Claims
    • What Effects the Cost of Car Insurance Quotes
    • Car Insurance for Seniors
  • Insurance News
    • Hollard Insurance acquires Etana Insurance
    • Hippo Insurance Fined R1 Million
  • Everything Cars
    • All You Need to Know About E-Tolls
    • Remote Jamming
    • Review of Uber
    • Road Safety for Motorcyclists
    • Road Safety: The Most Common Driving Mistakes
    • Rocky Car Sale Numbers in South Africa
  • Car Hire
    • Which is the Best Car Rental Company in South Africa?
    • When is Leasing a Car Better than Buying?
    • 10 Things Not to Do When Renting a Car
    • Avis Car Hire
    • Budget Car Rental
    • Europcar South Africa
    • Hertz Car Hire
    • Tempest Car Hire
    • Thrifty Car Rental
Search the site...
Home» Car Insurance » 5 Tips for getting good value car insurance
Read our Terms of Use
  • Get Super Cheap Insurance
    that DECREASES Monthly!
    from King Price Insurance
  • Looking for commercial insurance for motorbikes/vans? Click here
    *By submitting this form you agree to Carinfo.co.za Terms of Use

Why you should use our services?

Sent my details, got ​a good quote and finalized the policy. Was easy and quick. I ​don’t always find decent service these days – ​so ​Thanks
Andzile Delamini (23, Soweto)
Insurence ‘shopping’ is usually a headache, but it took me 30 seconds to fill in a form, and within no time I received a couple of quotes, one of which was actually better than my existing insurer – so I saved time and money. Baie Dankie
Rene, Degroute (45, JHB)
Response was quick, sales agents were professional. Got a competitive price and settled for the second cheapest (I liked the good rating the company got)
Ryan Schoeman (19, Cape-Town)

Popular Articles

  • Driver's Licence Cr: K. Banks http://tinyurl.com/p4devpc How to Apply for a Temporary Driver’s Licence
  • How to get your learners licence How to get your Learners Licence
  • Radiator Repairs Cr: P.R. Simoes http://tinyurl.com/p4devpc How to: Radiator Repairs
Want to write a Guest Post?
Carinfo in the media

Your Vote!

What made you get car insurance?

View Results

Loading ... Loading ...

Categories

5 Tips for getting good value car insurance

May 19, 2013 - Car Insurance, Car Insurance Tips
0
Getting good value car insurance. Credit: freedigitalpix.com

In this short, but sweet post, we are going to give you 5 tips for getting good value car insurance. Ok, so you've decided to get car insurance – good call – and you've even read our "5 steps to getting car insurance" and now know how to get it. But now you should be asking yourself how to I get the best value on my car insurance? In other words, how do I make sure I am paying for something I really need and that when the day comes (hopefully not) I will get paid and won't have to run around and fight with my insurance company to get what is due to me? 

Well, in this very short and to the point post, we will give you:

5 Tips for getting good value car insurance:

1. Make sure to read your motor insurance policy details carefully. It is important that you know under which conditions you’ll be covered. Not sure what some of those confusing terms in your policy mean? Not a problem. Take a look at our "Car Insurance Terms and Definitions" page.

2. Don’t look only at the cost of the premiums. Check how high the excess is for each policy, and make sure that you have all the cover you need.

3. Be sure to give the car insurance company as much relevant information as possible, especially about your mileage and the conditions under which you’ll be using your car. Car insurance companies are famous for refusing to pay out in a situation which does not exactly match the details which were agreed upon in the vehicle insurance policy, so if you live in a dangerous area with a high theft rate, or if you don't have an alarm, tell them and make sure it is writen in the policy terms or policy summary. On the other hand, if there is other information that could benefit you, for example a great a larm system, a safe neighbourhood or a clean drviing history, make sure to tell them this as it can lead to a substantial discount on your car insurance premiums.

4. If your circumstances change – for example, you start to drive much less each week – make sure to let your car insurance company know, since it may affect the cost of your premiums and you could save money for the remaining months or get a return.

5. Review your policy every year. Your car will depreciate and be worth less every year, but your premiums will continue on the same level which they were initially. The payout in the event of an accident will be based on the current market value of your car, but you may still be paying a premium based on the car’s originally assessed retail value.

  • Get Super Cheap Insurance
    that DECREASES Monthly!
    from King Price Insurance
  • Looking for commercial insurance for motorbikes/vans? Click here
    *By submitting this form you agree to Carinfo.co.za Terms of Use

If you enjoyed reading this article ("5 tips for getting good value car insurace)", then you will also enjoy reading:

"6 things to check before choosing your vehicle insurance". and:

"9 ways to reduce your car insurance costs"

5 Tips for getting good value car insurance

Other Interesting Posts

Best Car Insurance Company for 2015

Best Car Insurance Company for 2015

For the last two years Carinfo.co.za has been conducting a comparison analysis of all the ...read more

How Car Value Affects Insurance

How Car Value Affects Insurance

Why do we need to talk about car value when we're thinking about insurance? Well, ...read more

5 Unique Car Insurance Products

5 Unique Car Insurance Products

Yes, you need car insurance, but there are many variations on the standard monthly premium ...read more

5 car insurance tips, 5 tips for getting good car insurance, 5 Tips for getting good value car insurance, all about online car insurance, all about online insurance, best priced car insurance, car insurance policy, how to buy car insurance, how to get car insurance, how to get online car insurance, how to get online insurance, how to get the cheapest car insurance, how to save money on car insurance, insurance tips and advice, motor insurance, online insurance quotes, saving money on car insurance, tips for first time insurance buying, tips for getting car insurance, tips to get cheap insurance quotes, vehicle insurance, what car insurance should I get

Tell us your thoughts Cancel reply

Your email address will not be published. Required fields are marked *

twenty − 10 =

Why you should use our services?

Sent my details, got ​a good quote and finalized the policy. Was easy and quick. I ​don’t always find decent service these days – ​so ​Thanks
Andzile Delamini (23, Soweto)
Response was quick, sales agents were professional. Got a competitive price and settled for the second cheapest (I liked the good rating the company got)
Ryan Schoeman (19, Cape-Town)
Insurence ‘shopping’ is usually a headache, but it took me 30 seconds to fill in a form, and within no time I received a couple of quotes, one of which was actually better than my existing insurer – so I saved time and money. Baie Dankie
Rene, Degroute (45, JHB)

Popular Articles

  • Driver's Licence Cr: K. Banks http://tinyurl.com/p4devpc How to Apply for a Temporary Driver’s Licence
  • How to get your learners licence How to get your Learners Licence
  • Radiator Repairs Cr: P.R. Simoes http://tinyurl.com/p4devpc How to: Radiator Repairs
Want to write a Guest Post?
Carinfo in the media

Your Vote!

What made you get car insurance?

View Results

Loading ... Loading ...

Categories

Categories

  • Car Hire
  • Car Insurance
  • Car Insurance Tips
  • Car Maintenance
  • Car News
  • Car Tips
  • insurance companies
  • Insurance News
  • Learners License
  • Motorcycles
  • Online Car Insurance Quotes
  • Taxi Insurance

Get in Touch

Contact Us
Carinfo in the Media

Usefull links

Car Insurance Links
List of Insurance Companies
Car Reviews
Add a Car Review
Household Insurance

Signup to our newsletter

  • *By submitting this form you agree to Carinfo.co.za Terms of Use
All rights reserved 2013 - carinfo.co.za
  • Contact Us
  • About Us
  • Terms of Use
  • Sitemap
Carinfo.co.za ("the website") is not a financial services provider and does not represent any of the insurance companies presented. All content on the website is for informational purposes only and does in no way constitute legal or financial advice. We advise that before making any financial decision you consult with a professional of your choice. Although Carinfo allows some insurance companies to advertise on the website, you are not required to respond to such advertising. If you do so, it is at your own will and Carinfo will not be held liable in any shape or form for damages, direct or indirect, resulting from any decision you make based on the information on the website.